Georgia PIRG Ban Roundup & CFPB Homepage 2017

What's New

Report | Georgia PIRG Education Fund and the Frontier Group | Tax

Following the Money 2016

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Blog Post | Consumer Protection

Time To Defend CFPB as Senate Banking Committee Aims Sights at It | Ed Mierzwinski

UPDATED 12 April: The Senate Banking Committee held a stacked hearing on "Assessing Consumer Regulations" yesterday (5 April), although our one pro-consumer witness and pro-CFPB Senators defended consumer protection ably as three industry-backed witnesses and their supporters on the committee had a great deal of trouble proving their case that the CFPB should be dismantled. Tomorrow morning, (7 April) CFPB Director Richard Cordray will present the statutory "Semi-Annual Report of the CFPB" to the committee. We submitted a statement to be entered into the hearing record, as did other Americans for Financial Reform coalition members.

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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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News Release | Georgia PIRG Education Fund | Food

Ag Subsidies Pay for 19 Twinkies per Taxpayer, But Only a Quarter of an Apple Apiece

“At a time when childhood obesity rates are skyrocketing, it’s absurd that we’re spending billions of taxpayer dollars to make the problem worse,” said Jessica Wilson “It’s absurd that junk food is subsidized by taxpayers, while fresh fruits and vegetables barely get a bite at the apple.”

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News Release | Georgia PIRG Education Fund | Budget

Unlikely Allies Uncover $1 Trillion in Savings for Super Committee

While the two groups have widely divergent views on many tax and fiscal issues, today they have joined forces to identify federal programs that both Republican and Democratic lawmakers should recognize as wasteful and inefficient uses of taxpayer dollars.

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News Release | Georgia PIRG | Consumer Protection

Senator Carl Levin Introduces Stop Tax Haven Abuse Act

No company or individual should be able to game the tax system to avoid paying what they legitimately owe. And, yet, establishing shell companies in off-shore havens for the purpose of tax avoidance is becoming more the rule than the exception for at least 83 of the nation's top 100 publicly traded companies.

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News Release | Georgia PIRG Education Fund | Tax

Offshore Tax Haves Cost Georgians $2.46 Billion in 2010

 Major corporations and some individuals avoid a total of as much as $100 billion a year in federal taxes by “off-shoring” the profits they make here in the U.S. or by setting up sham headquarters in tax haven countries. As a result, Georgia taxpayers are left footing the bill.

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Report | Georgia PIRG Education Fund | Consumer Protection

Trouble in Toyland

Toys are safer than ever before, thanks to decades of work by product safety advocates and parents and the leadership of Congress, state legislatures and the Consumer Product Safety Commission (CPSC). Nevertheless, as parents venture into crowded malls and browse for the perfect toy on the Internet this holiday season, they should remain vigilant about often hidden hazards posed by toys on store shelves.

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Report | Georgia PIRG Education Fund | Consumer Protection

The Right Start

A child’s first few years are an exciting time for parents who hope, if for nothing else, that their child starts his or her life happy and healthy. 

Unfortunately, not all products marketed for children and babies are completely safe for their use. Many contain toxic chemicals that may have detrimental health impacts for children exposed during critical stages of development.

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Report | Georgia PIRG Education Fund | Consumer Protection

Mistakes Do Happen

The most valuable thing we have is our good name. The most common reflection of our reputation as a trustworthy consumer is our credit report. Unfortunately, the information contained in our credit reports, which are bought and sold daily to nearly anyone who requests and pays for them, does not always tell a true story.

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Report | Georgia PIRG Education Fund | Consumer Protection

Deflate Your Rate

At the end of the year 2000, U.S. households were accruing interest on $574 billion of revolving credit card debt, or debt carried over to the next month rather than paid off entirely. The average household with a credit card balance carried revolving debt of nearly $10,000. A household making the minimum payments—commonly only two percent of the unpaid balance or $20, whichever is greater—on this debt would pay nearly $1,500 in interest just in the first year. Nationally, consumers pay interest of more than $87 billion annually on this revolving debt.

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Blog Post | Democracy

Rally to Reclaim Our Democracy

This Monday, January 21st, is significant in American democracy for a number of reasons.

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Blog Post | Financial Reform

New Year, New Legislative Session

Resolutions were made, the Peach was dropped, and a new year is beginning in Georgia.  For those of us who are public interest fighters, a new year means that a new legislative session, ripe with opportunity, is beginning at the Gold Dome.

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Blog Post | Consumer Protection

Happy holidays, and stay safe!

 

As the calendar year draws to a close and the holiday season nears its peak, gift-buying season gives way to gift-receiving season.

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Blog Post | Consumer Protection

Plant Vogtle delayed; consumers could bear the burden

In their most recent report, a state-hired independent monitor of the Plant Vogtle construction project has determined that the new nuclear reactors at the facility will be delayed at least a year.

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Blog Post | Tax

Easy deficit target: corporate tax breaks

 

The "fiscal cliff" is perhaps the biggest political issue of the moment.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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