Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

LOWER COSTS, BETTER CARE

Now the fight for health care reform is in Atlanta, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Georgia — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums.  

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, Georgia PIRG is pushing to see that the exchange:

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Georgians to finally demand that the industry do better. 
  2. Have high standards, so that bad plans aren’t an option. 
  3. Be open to as many Georgians as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it. 
  4. Be accountable to the public.

Issue updates

Blog Post | Health Care

Here's that Rx refill you didn't order | Laura Murray

Health care analysts are wary of automatic-refill programs at major pharmacies, as unnecessary refills are billed to insurance companies and Medicare without customer approval.

> Keep Reading
News Release | Georgia PIRG | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
Report | Georgia PIRG Education Fund | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it ha rd to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.  

> Keep Reading

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News Release | Georgia PIRG | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
News Release | Georgia PIRG Education Fund | Health Care

Health Care Policy Brief #5

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News Release | Georgia PIRG Education Fund | Health Care

Health Care Policy Brief #4

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News Release | Georgia PIRG Education Fund | Health Care

Health Care Policy Brief #3

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Georgia PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Report | Georgia PIRG Education Fund | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it ha rd to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.  

> Keep Reading
Report | Georgia PIRG Education Fund | Health Care

Building a Better Health Care Marketplace

Consumers across the state know that the health insurance marketplace is broken.  Insurers don’t compete for their business, instead offering take-it-or-leave-it deals.  Important information about coverage is buried in the fine print, making it hard to know what’s really covered.  Instead of working to lower costs and improve quality, too many insurers focus on covering healthy enrollees and dumping the sick.  And costs are continuing their unsustainable rise.  Nationally, the great majority of individual-market policyholders—77% —saw a premium increase from early 2009 to early 2010, with

> Keep Reading
Report | Georgia PIRG Education Fund | Health Care

The Cost of Repeal

On March 23, 2010, after a long debate, President Barack Obama signed into law comprehensive federal health care reform legislation, known as the Affordable Care Act or ACA, but the enactment of the law did not end the debate. This year, Georgia’s elected officials will face their own choices about what to do about our health care system. They must ask whether repeal would make our health care work better or worse for the taxpayers, consumers, and businesses of the state.

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Report | Georgia PIRG Education Fund | Health Care

The Young Person's Guide to Health Insurance

For people in their late teens and twenties, getting health insurance can be a lot like a lottery . . .

If you’re lucky, your parents have a good plan that covers you while you are in school or your employer picks up the tab. If you’re not, your options shrink to two: a plan offering good coverage that you can’t afford, or a plan you can afford that covers little to nothing.

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Report | Georgia PIRG Education Fund | Health Care

The Small Business Dilemma

When it comes to health care, American small business owners are getting a raw deal.  While the current insurance marketplace offers some options to larger employers, it too often leaves small business owners on the outside looking in. They face unpredictable changes in costs, and far too often they are forced to choose between covering employees and the very survival of their businesses.

> Keep Reading

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Blog Post | Health Care

Here's that Rx refill you didn't order | Laura Murray

Health care analysts are wary of automatic-refill programs at major pharmacies, as unnecessary refills are billed to insurance companies and Medicare without customer approval.

> Keep Reading
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We’ve got a chance to clean up the health care industry in Georgia, but with lobbyists lining the halls of the state capitol, we need your support.

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