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CONSUMER ALERT

Several fidget spinners were tested for lead content by a CPSC-accredited laboratory. The fidget spinners were analyzed in accordance with CPSC-CH-E1001-8.3 using Inductively Coupled Plasma Mass Spectrometry (ICP/MS). The toys that tested for high levels of lead were then re-tested a second time to confirm the results. The results of the second test are included in this report.

U.S. PIRG Senate Floor Letter Opposing Bank Deregulation Bill S2155

This week, the Senate will consider S2155 on the floor. The bi-partisan bill led by Mike Crapo (ID) and Mark Warner (VA) rolls back big bank safety and soundness rules and exempts 85% of all banks from compliance with laws protecting consumers from mortgage fraud, racial discrimination and other consumer protections. In an effort to supposedly balance the bill's deregulatory bent, it includes a weak free credit freeze provision that preempts stronger state law efforts. 

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Group Letter To Congress On Credit Scoring

Letter from U.S. PIRG and other groups making it clear that their general letter on credit scoring competition, sent to Federal Housing Finance Agency director Mel Watt in 2014, did not mean that they supported inclusion of Section 310, a credit scoring amendment backed by the Big 3 credit bureaus, into S2155, the sweeping bank deregulation package in 2018, nor that it meant they supported the bill itself, which they all oppose.

Resource | COVID-19

Auto loan complaints rise in pandemic

Purchasing a car is a minefield for consumers at even the best of times. Tricks and traps in the auto marketplace can leave consumers paying more for a car than they should — or, worse, to being victimized by predatory and abusive practices by auto dealers and lenders. Even before COVID-19, consumers buying or leasing a vehicle frequently faced scams, high-pressure sales tactics, and other problems.

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