Health Care

Report | Georgia PIRG Education Fund | Health Care

Building a Better Health Care Marketplace

Consumers across the state know that the health insurance marketplace is broken.  Insurers don’t compete for their business, instead offering take-it-or-leave-it deals.  Important information about coverage is buried in the fine print, making it hard to know what’s really covered.  Instead of working to lower costs and improve quality, too many insurers focus on covering healthy enrollees and dumping the sick.  And costs are continuing their unsustainable rise.  Nationally, the great majority of individual-market policyholders—77% —saw a premium increase from early 2009 to early 2010, with an average rate hike of 20%.  Small businesses, too, pay 18% more for insurance than their larger competitors and have seen repeated double digit premium increases.

The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.  The exchange can help individuals and small businesses by increasing competition and improving choices in the state’s insurance market.  By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers.

Success is not assured, however, as states confronting the task of setting up their exchange must grapple with important policy questions.  This report is a blueprint for creating a strong, pro-consumer exchange that lives up to its promise of a better marketplace.

News Release | Georgia PIRG Education Fund | Health Care

Health Care Repeal Would Have Costly Consequences for Georgia Consumers and Small Businesses

Georgia PIRG releases at new report, The Cost of Repeal: Examining the Impact on Georgia of Repealing the New Federal Health Care Law.  

Report | Georgia PIRG Education Fund | Health Care

The Cost of Repeal

On March 23, 2010, after a long debate, President Barack Obama signed into law comprehensive federal health care reform legislation, known as the Affordable Care Act or ACA, but the enactment of the law did not end the debate. This year, Georgia’s elected officials will face their own choices about what to do about our health care system. They must ask whether repeal would make our health care work better or worse for the taxpayers, consumers, and businesses of the state. The close examination of the consequence of repeal provided in this report demonstrates that repeal fails that test. 

Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Georgia PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

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